Terms of use
Please read these terms of use carefully before using this site.
MAS Industries Commercial Lending (“MAS Industries Commercial Lending,” “we,” “us,”) requires that all visitors to our website located at www.masindustriesgroup.com (the “Website”) adhere to the following Terms of Use (“Terms”). By accessing or using the Website, you agree to these Terms. We maintain the Website to provide you with information about us and our services and to facilitate communication with us. We may also provide you with access to our services via the Website.
Modification of Terms
From time to time we may revise these Terms. If there are material changes to these Terms, we will notify you of such changes by posting a message on the Website. We encourage you to periodically review these Terms. Any revision will be effective immediately upon posting. By accessing or using the Website after we have posted notice of revised Terms, you agree to such revised Terms. If you are a registered user of the Website, we will require you to consent to these Terms and to material revisions of these Terms through an electronic signature by requesting that you affirmatively click on a box containing the words “I accept,” “I agree,” or a similar phrase. If you click on such a box, your click will be deemed your legally binding electronic signature.
Access to this Website
Access to and use of certain portions of the Website and our systems may require a user name, password and/or other unique identifiers which you will be required to use (“User Codes”). User Codes are for your personal use only and you are responsible for the security and confidentiality of your User Codes. You are responsible for all acts or omissions that occur while your User Codes are being used. We are not responsible for any breach of security caused by your failure to maintain the confidentiality and security of your User Codes. You agree to notify us immediately in the event of loss, theft or disclosure of any or all of your User Codes or if you believe the confidentiality or security of any or all of your User Codes has been compromised in any way or if you learn about a possible or actual unauthorized access to and/or use of the Website. We may revoke or modify your User Codes at any time without prior notice.
Electronic Documents
We may, in our sole discretion, permit you to consent to agreements on the Website through an electronic signature by requesting that you affirmatively click on a box containing the words “I Accept,” “I Agree” or a similar phrase. If you click such a box, your click will be deemed your legally binding electronic signature. Carefully review any agreement before clicking on such a box and agreeing to the terms of that agreement.
Links
The Website may provide links to sites maintained by third parties (“Third Party Sites”). We do not operate or control any of the Third Party Sites and are not responsible or liable for any information, products or services on or available from them. We provide these links without warranties or representations of any kind, express or implied, including, without limitation, any warranty of merchantability or warranty of fitness for a particular purpose. We do not in any way endorse the Third Party Sites or any products or services described or provided therein. Third Party Sites may have their own terms of use, which differ from these Terms. Your access to Third Party Sites through links provided on the Website is subject to the terms of use and policies of those sites, not these Terms.
Intellectual Property
All intellectual property rights in the images, text, screens and Web pages provided through the Website are owned by us or our affiliates or licensors. You may copy information from the Website for your personal use only, provided that each such copy includes any copyright, trademark or service mark notice or attribution as they appear on the original pages from the Website. The information and materials may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reported, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without our express written permission. The following marks are trademarks and/or service marks owned by us (the “MAS Industries Commercial Lending Marks”): MAS Industries Commercial Lending name and logo. Other company, product, and service names and logos used and displayed on the Website may be trademarks or service marks of their respective owners who may or may not endorse or be affiliated with or connected to us. No license or right to use any of the MAS Industries Commercial Lending Marks is granted, whether by implication, estoppel, or otherwise unless specifically granted in writing by us in each instance. All goodwill generated from the use of the MAS Industries Commercial Lending Marks will inure to our benefit.
Website Content
We will use commercially reasonable efforts to include accurate and up-to-date information on the Website, but we make no warranties or representation as to the accuracy of the information. For your convenience, the Website may contain certain form legal documents. The presence of these forms does not constitute the delivery of legal advice to you. You should consult with your own counsel about the advisability of using any such document.
Disclaimer; Limitation of Liability
THE USE OF THE WEBSITE AND ALL CONTENT AND SERVICES AVAILABLE THROUGH THE WEBSITE IS ENTIRELY AT YOUR OWN RISK. NEITHER WE NOR OUR AFFILIATES OR SUBSIDIARIES, OR OUR OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS (COLLECTIVELY THE “HOMEXPRESS PARTIES”) ARE RESPONSIBLE FOR THE CONSEQUENCES OF SUCH USE. THE WEBSITE AND ALL CONTENT AND SERVICES AVAILABLE THROUGH THE WEBSITE ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, (i) ANY WARRANTIES CONCERNING THE AVAILABILITY OR CONTENT OF INFORMATION, PRODUCTS, SERVICES OR RESULTS AND (ii) ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE WEBSITE OR ANY CONTENT OR SERVICES AVAILABLE THROUGH THE WEBSITE IS TO STOP USING THE WEBSITE OR THE CONTENT OR SERVICES AVAILABLE THROUGH THE WEBSITE IN NO EVENT WILL ANY OF THE HOMEXPRESS PARTIES BE LIABLE (WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE) FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR ACCESS TO OR USE OF THE WEBSITE OR ANY CONTENT OR SERVICES AVAILABLE THROUGH THE WEBSITE.
Indemnification
You agree to indemnify the MAS Industries Commercial Lending Parties and hold them harmless from and against any losses, damages, proceedings and costs and expenses (including reasonable attorneys’ fees) relating to or arising from your use of the Website or the content or services available through the Website or your violation of these Terms.
Unavailability of the Website
While the Website is generally available 24 hours a day, we do not guarantee that the Website will be available at any particular time or with any particular frequency. We may make the Website unavailable or interrupt service from time to time for any reason whatsoever, including routine maintenance. In addition, the Website may be unavailable or interrupted due to circumstances outside of our control. We have no liability to you for any losses or damages arising out the interruption or unavailability of the Website.
Termination
We reserve the right, in our sole discretion, to restrict, suspend or terminate these Terms and your access to all or any part of the Website at any time and for any reason without prior notice or liability. We reserve the right to change, suspend, or discontinue all of any part of the Website at any time without prior notice or liability.
Information
Your use of the Website may involve the transmission to us of certain of your personally-identifiable information. Our collection and use of such personally-identifiable information is governed by our Privacy Policy, which is hereby incorporated by reference in its entirety.
General
You agree that your use of the Website is governed by the laws of the State of Texas. In any action to enforce these Terms or arising out of your use of the Website, you consent to the exclusive personal and subject matter jurisdiction of the state and federal courts of Texas for the adjudication of all matters relating hereto or arising hereunder, and you hereby waive any objections to such venue. The sections of this Agreement entitled Intellectual Property, Disclaimer, Limitation of Liability, Indemnification and General shall survive the termination of these Terms. These Terms contain the entire agreement between you and us concerning your use of the Website and all content and services available through the Website and supersedes all existing agreements and all other oral, written or other communication between us concerning its subject matter.
Privacy Policy
Keeping your information secure and ensuring your understanding of how we collect, use and maintain such information is important to us. This privacy policy (this “Privacy Policy”) describes how we collect, share, and safeguard your information collected through our website located at http://www.masindustriesgroup.com (the “Website”).
Information We Collect
We do not collect any personal information from you unless you voluntarily provide it to us. If you become a registered user of the Website, you will be asked to provide us with certain personal information, such as your name and email address. Like most web sites, we use automatic data collection technology when you visit the Website to record information that identifies your computer, to track your use of the Website, and to collect certain basic information about you and your surfing habits. This information includes information about your operating system, your IP addresses, browser type and language, referring and exit pages and URLs, keywords, date and time, amount of time spent on particular pages, what sections of a website you visit, and similar information concerning your use of the Website. We collect this information by using cookies and pixel tags (also called web beacons or clear gifs). Cookies are small packets of data that a web site stores on your computer’s hard drive so that your computer will “remember” information about your visit. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web site users. You can reject cookies by following the directions provided in your Internet provider’s “help” file. If you reject cookies, you may still visit the Website, but may not be able to use some areas and/or functionality of the Website. We do not collect personal information in this way, but if you’ve provided us with personal information, we may associate that information with the information that is collected automatically. Automatic data collection may be performed on our behalf by our services providers.
How We Use Your Information
We may use your information to respond to your requests and to provide you with our products and/or services, to improve the Website and to customize your user experience of the Website, to respond to your inquiries and contact you about changes to this Website, to send you notices (for example, in the form of e -mails, mailings, and the like) regarding products or services you are receiving, and for billing and collection purposes, for any other purposes disclosed at the time the information is collected or to which you consent, and as otherwise specifically described in this Privacy Notice.
Who We Share Your Information With
We may share your information with our business partners and services providers, to the extent necessary for us to administer and maintain the Website and provide you with our products and/or services. If we or all or substantially all of our assets are acquired, we expect that the information that we have collected, including personal information, would be transferred along with our other business assets. We may disclose user information to government authorities, and to other third parties when compelled to do so by government authorities, at our discretion, or otherwise as required by law, including but not limited to in response to court orders and subpoenas. We also may disclose user information when we have reason to believe that someone is or may be causing injury to or interference with our rights or property, other users of this Website, or anyone else that could be harmed by such activities.
How We Protect Your Information
We take commercially reasonable steps to protect the Personal Information and the Usage In Formation from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, no security system is impenetrable. We cannot guarantee the security of our databases, nor can we guarantee that the information you supply will not be intercepted while being transmitted to and from us over the Internet. In particular, e-mail may not be secure, and you should therefore take special care in deciding what information you send to us via e-mail. Do not send confidential information such as social security or account numbers to us via an unsecured e-mail. Such communications should be sent to us via postal mail at: 6500 River Place Blvd, Building 7 Suite 250, Austin TX 78730 or you may call us at the number set forth below: 512-813-7663 Non-public information you provide on a loan application we receive is not disclosed by MAS Industries Commercial Lending to anyone outside of our organization other than our service providers. Neither we nor any of our service providers will make your information available to any other person or entity without your permission unless compelled by law.
Accessing and Modifying Account Information
You may update the information that is stored in your user account in by logging into your account and following the instructions for updating your information.
Links to Third Party Websites
This Privacy Policy applies only to the Website and not to any third party website that the Website may link to. Please contact the operators of such third party websites directly for information on their privacy, security, data collection and distribution policies prior to disclosing any personal information on such third party websites.
Children
The Website is directed at adult customers and potential customers. We do not knowingly collect personal information from children through the Website. We encourage parents and legal guardians to monitor their children’s Internet usage and instruct their children to never provide personal information through any website without their permission. If you have reason to believe that a child has provided personal information to us through the Website, please contact us, and we will endeavor to delete that information from our databases.
Other Terms and Conditions
Your access to and use of the Website is subject to our Terms of Use. Capitalized terms that are not defined herein shall have the meanings set forth in the Terms of Use. If there are material changes to this Privacy Policy, we will notify you of any such modifications by posting a message on the Website. We encourage you to periodically review this Privacy Policy to be informed of our privacy policies. Your continued use of the Website after any changes or revisions to this Privacy Policy shall indicate your agreement with the terms of such revised Privacy Policy.
Legal Disclaimer
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.
The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website – and the terms and conditions of the access to and use of such information and materials – are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.
Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.
Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.
Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.